micro credit

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Micro-finance and micro-credit the noble concepts to help the poor people of the developing world is changing the perspective of financial sectors in a rapid way. The growth of MFI organizations are growing in rapid speed through out the world and for a good cause.

We are very much in the position to say that Microfinance and Microcredit are re-writing the developing world's socio-economic dynamics.

As per the report by mixmarket the 1810 MFI organization are operating in various part of the world with a gross loan portfolio of USD 39.5 billion (upto 2008) and distributed among USD 71.6 million borrower with average loan balance per borrower USD 572.8.

We can easily imagine the volume of data to be processed and maintain to generate and operate of this sum of amount. Managing risks of portfolio could be better managed with the help of Information Technology. But there are several Microfinance organizations exists who are unable to take advantage of IT and thus lacking their growth and in turn people needs their help loosing opportunity for a better life.